India’s average attrition rate stood at 17.1% in 2025 and is projected to settle at 13.6% in 2026, according to Aon’s Annual Salary Increase & Turnover Survey. Indian SMBs consistently face 15–20% higher turnover than large enterprises (SalaryBox, 2026), and…
Compliance is the single largest objection HR teams raise when evaluating earned wage access in India. Is EWA legal? Is it regulated by the RBI? Does the employer take on liability if something goes wrong under the new Labour Codes?…
It is the 20th of the month, and Priya’s mother suddenly needs unexpected hospitalization. The hospital demands ₹12,000 immediately, but her next salary won’t arrive until the 1st. Like millions of salaried Indian employees, Priya faces the burden of figuring…
India’s MSME sector employs over 34 crore people, making it one of the country’s largest sources of employment. Yet many small business owners still assume that affordable EWA for SMEs in India is a benefit reserved for large enterprises like…
Mr. Rizwan Khan Employee at Landmark: “Absolutely loved the concept and a 100% support. Jify also took multiple measures and guardrails to make sure none of the users fell into debt cycle.” Earlier, less than 10% of Landmark employees qualified…
Gold holds an irreplaceable monetary and cultural value in India, marking almost every auspicious occasion from festivals to family weddings. In 2026, with gold hitting historic all-time highs of around ₹1.58 lakh per 10 grams and triggering record inflows into…
You’ve probably heard terms like salary advance, earned wage access (EWA), and on-demand salary used interchangeably. Many employees assume they’re all the same thing; i.e., a way to access money before payday. However, they’re not. EWA and salary advances work…
Earned wage access for small businesses is now one of the fastest-growing financial wellness benefits in India, and for good reason. Most SME employees in India live paycheck to paycheck, with no formal safety net for the gap between when…
Why So Many Indian Employers Are Getting EWA Wrong Nearly 42.5% of employees in India’s private sector report stress-related issues, yet most employers are still debating whether the tools to address it are safe, legal, or practical. Yet most businesses…
Indian IT MSMEs can use earned wage access (EWA) for IT companies in India to retain developers without matching MNC salary bands. EWA gives employees access to already earned wages between paydays, removing the financial stress that drives 36% of…
