Have questions? Go through our employee FAQs
Earned Wage Access (EWA) or On-demand salary – what is it?
It is a service which helps employers enable employees to access a portion of their earned income real-time before payday. The advance amount is repaid to Jify (i.e. Service provider) on payday, while the balance amount is credited to employees as per the standard payroll process.
How does it work?
How soon can Jify go live with an employer / corporate?
What data security & privacy measures does Jify have in place?
Is this going to add additional workload to finance/payroll?
How are you different from the other lenders in the market?
Are there costs to the company for offering Jify?
What are the charges for earned salary access?
Jify does not charge any interest to the employee since this is not a loan. There is a nominal per transaction processing fee as low as ₹ 5
Do users need to pay interest?
How can my employees access Jify?
1. Employees have to download the Jify app
2. Enter their employee details & KYC
3. Select the amount they want to withdraw and Confirm.
The funds are transferred to their account in real time
How will Earned Salary Access or Earned Wage Access work for my employees?
Is it available to everyone?
What portion of my salary is available for me to withdraw?
Where can I access my salary?
You can take your salary advance into your salary bank account or the Jify Salary Card. The Jify Salary Card can be used for spending at your favourite points of sale like any normal debit card.
How long does it take after I take a salary advance?
How do I repay my salary advance?
Do I have to repay my advance all at once?
What is the Jify Salar card?
Can I withdraw money from the Jify prepaid card?
Yes, the Jify physical card can be used to withdraw cash from 1.5Lakh + atms in the country
How can I raise my issue or complaint, if I face any problem with the application or payment processing?
You can call the Jify representative for your company or email us and we will respond as soon as possible.
What is Jify?
Jify’s mission is to build financial resilience for the employed workforce. Our core offering gives employees complete flexibility and access to their earnings on-demand so that they never have to take on high-cost credit or borrow from friends and family. Our goal is to provide long term Financial Wellness for a whole new category of the workplace.