Investment that grows with you!
Smart Savings for Employees
Standard accounts keep your balance in one place, while Jify’s savings tools actually grow it. We’ve made building wealth as simple as a few taps on a phone. Whether it’s digital gold or secure high-yield fixed deposits, we provide the tools to turn small habits into a financial headstart for your workforce.
It’s the financial upgrade your employees deserve,
on terms that work for everyone.
Why Choose Jify Savings?
Superior FD Returns
Get up to 8.3% p.a. on FDs, significantly higher than standard rates
Accessibility for all
Begin a gold savings journey with as little as ₹1 or book a high-return FD for just ₹1000
Absolute Security
Investments are made with RBI-approved partners and are 100% insured up to ₹5L by the DICGC
Seamless Digital Experience
Book in minutes with no paperwork, no branch visits, and no new account formalities
The financial growth your employees deserve
FD Select
Compare and book Fixed Deposits from RBI-approved Banks and NBFC partners to ensure the best returns with zero risk.
24K Digital Gold
Accumulate 99.9% pure gold at competitive prices via our govt-accredited partner, Augmont.
Flexible Liquidity
Withdraw funds easily through the app or convert accumulated gold into physical coins and exchange for jewellery at partner outlets pan-India.
How It Works
- Pick your asset: Choose between high-yield FDs or 24K Digital Gold within the Jify app.
- Instant Setup: Input the desired investment amount—starting as low as ₹1 for gold or ₹1000 for FDs
- No Paperwork: Complete your booking instantly without needing to visit a bank or open a new account.
- Track Growth: Monitor your investments and interest growth in real-time through the Jify dashboard.
- Withdraw with a tap: Get money transferred to your account instantly or convert your gold into physical assets at your convenience.
Give your team a head start on their financial future today!
Frequently asked questions
How safe are the FD investments?
All investments are with RBI-approved partners and are 100% insured up to ₹5L by the DICGC.
Can I start with a small amount?
Absolutely. You can start saving in Digital Gold with just ₹1 or book an FD starting at ₹1000.
Is it possible to withdraw from FD before maturity?
Yes, you can withdraw your FD before its maturity. The withdrawal conditions such as lock-in period and penalty may be different depending on the policies of the Bank or NBFC with which the FD was booked
What can I do with the gold I save?
You can sell it for a money transfer to your account via the app, convert it into physical gold or exchange for jewelry at partner jeweler outlets pan India