AniketNBorhade

When you’re ready to drive home a new vehicle, the choice between car leasing vs car loan can impact your monthly budget and long-term financial health. For salaried employees in India, this decision goes beyond just acquiring a car; it…

Can you really build an emergency fund on a low income? It can feel unrealistic when your salary barely covers rent, groceries, and basic bills. Many people assume emergency savings are only for those with high incomes, but that belief…

The debate of SIP vs FD has taken centre stage in India’s personal finance conversations. Both are popular tools for building savings, yet they function in very different ways. Fixed Deposits (FDs) are known for stability, guaranteed returns, and zero…

Confused when your salary slip shows one number but your bank account reflects another? You’re not alone. Many employees struggle to understand the difference between gross pay and net pay and this confusion can derail financial planning, budgeting, and salary…

Filing an Income Tax Return (ITR) is a formal process through which individuals and businesses report their income, expenses, deductions, and taxes paid to the government for a given financial year. Filing ITR every year isn’t just a legal obligation,…

Most modern economies today aren’t completely free-market or entirely government-run. Instead, countries mix both systems to balance progress with public welfare. The result? Economic policies that influence how people manage their income, credit, and savings and, in turn, their overall…

Juggling multiple EMIs can quickly become overwhelming, leaving you stressed and financially stretched. That’s where debt consolidation steps in, streamlining payments into one manageable plan. The key lies in finding the best way to consolidate debt without hurting credit, ensuring…