Most modern economies today aren’t completely free-market or entirely government-run. Instead, countries mix both systems to balance progress with public welfare. The result? Economic policies that influence how people manage their income, credit, and savings and, in turn, their overall…
Employee turnover and attrition both describe workforce exits, but they differ in causes and implications. Turnover typically results from resignations, firings, or replacements, while attrition reflects permanent workforce reduction without immediate replacement. Understanding attrition vs turnover helps employers optimise hiring,…
Juggling multiple EMIs can quickly become overwhelming, leaving you stressed and financially stretched. That’s where debt consolidation steps in, streamlining payments into one manageable plan. The key lies in finding the best way to consolidate debt without hurting credit, ensuring…
In India, personal loan frauds are becoming increasingly common, especially with the rise of online platforms and digital payments. Many salaried employees are vulnerable to these scams, which often promise quick loans with minimal documentation or attractive interest rates. However,…
Emotional spending is just what it sounds like, often described as retail therapy or emotional buying. It involves buying stuff on impulse when you feel stressed, anxious or sad. Stressed shoppers tend to spend more on things they see as…
India’s digital payment landscape has transformed rapidly in the past decade. UPI, mobile wallets, and instant net banking have made transactions faster, simpler, and accessible to millions. But with this convenience comes a new challenge – online payment frauds. According…
A strong financial profile is more than just a healthy bank balance; it’s the foundation for stability, growth, and opportunity. For salaried employees, effective financial planning helps secure creditworthiness, prepare for life goals, and handle unexpected expenses. From tax planning…
Many borrowers assume that a high credit score is the only factor that matters for loan approval, but that’s far from the truth. While your credit score is important, lenders evaluate much more before making a decision. They consider your…
In 2025, AI in compensation management is making its way into how organisations approach pay, making decisions smarter, fairer, and more efficient. With new trends in compensation management, companies now leverage real-time data and predictive insights to ensure equitable, performance-based…
For many salaried individuals in India, loans are an essential financial tool to fulfil life’s milestones. Among the most common lending options are home loans, auto loans, and personal loans, each serving different purposes, with their own set of benefits…
