The website – https://www.jify.co/ ("Website") and the Jify mobile application ("Jify App") (together referred to as the "Platform") are made available by Zeo Fin Technology Private Limited (“Company” or “Jify” or “We”). By using or even just browsing the Platform, you (“You”, “User” or “Employee”) agree to accept this privacy policy (“Privacy Policy” or “Policy”) and You hereby consent to the Company collecting, processing, using, disclosing, sharing and transferring your Information.
Do note that this Policy is subject to regular updates and revisions. While We may provide You notice of changes from time to time, We urge You to visit this page to see if there have been any updates. Capitalized terms mentioned in this Policy shall have the same meaning as provided in the Terms and Conditions (“Terms”), unless specifically defined in this Policy.
Information the Company collects.
In order to provide access to the Platform and provide the Services to the Users, We may collect a variety of information, including but not limited to:
Feedback data: This includes:
You authorize the Company to:
The information listed in paragraphs 1 and 2 are referred to as "Information”. You represent that any such Information as provided by You or otherwise obtained on your behalf shall always be accurate, correct and complete.
Use of the Information
Your Information is used in connection with your use of the Platform, including your registration, facilitation of Finance Facilities and other Services, completion of transactions, providing customer service, sending administrative information, and to personalize user experience with the Platform. We may use this information to better understand our users in general and to improve the content and functionality of the Platform. We may use information to investigate and prosecute potential breaches of Company security or license agreements.
From time to time, We may use your phone numbers, email addresses, and addresses strictly for communication purposes. Your contact information may also be used to reach You regarding issues concerning your use of our Platform, including changes to this Policy.
The Know Your Customer information is collected by us on behalf of our Lending Partners to enable them to provide the Finance Facilities and other Services. We reserve the right to store, verify and transfer the aforesaid data to our Lending Partners to confirm Know Your Customer compliance.
We collect your bank account number and IFSC code for the purpose of depositing the loan amounts into your bank accounts pursuant to You availing our Services.
Information the Company shares with third parties.
We share your information with third parties, as set out below:
The address and websites of the Lending Partners and Data Analytics partner is as provided hereunder*:
CleverTap Private Limited (“CleverTap”)
1901, 19th Floor, DLH Park, Ramlal Compound, S.V. Road, Goregoan (West), Mumbai, Maharashtra – 400064.
K.M. Global Private Limited (“Credit Fair”)
Surya Mahal, 4th Floor, 5 Burjorji Bharucha Marg, Mumbai, Maharashtra – 400001.
Premium eBusiness Venture Private Limited (“Zokudo”)
42, Navketan Industrial Estate, Mahakali Caves Road, Andheri (East), Mumbai, Maharashtra – 400093
NDX P2P Private Limited (“LiquiLoans”)
1st Floor, B-104, "The Qube" having C.T.S. No. 1498, A/2, M.V. Road, Marol, Andheri (East) Mumbai, Maharashtra – 400059
Mixpanel, Inc.
One Front Street, 28th floor, San Francisco, CA 94111
*We may also notify you if information is shared with any other Lending Partner or Data Analytics provider.
We do not sell the Information of our Users to others. We also do not share such information with third party business entities for their marketing or advertising purposes, unless You explicitly allow us to do so.
How do We protect your Information?
The Company limits access to personal information to authorized employees, associates, partners and officers. We maintain physical, electronic and procedural safeguards to protect the information against loss, misuse, damage or modification and unauthorized access or disclosure.
We have obtained the IS/ISO/IEC 27001 standard certification for data protection.
However, please note that:
Your rights regarding the Information collected by us.
Restrict disclosure and withdraw consent. You have the right to restrict the disclosure of your Information to any third party or withdraw your consent under this Policy by writing to us at [●]. However, please note that, You may not be able to access certain parts of the Platform, as well as certain services from on the Platform if You exercise these rights. Do note that despite your withdrawal request, We may continue to retain and store your information as provided in paragraph 15.
Data retention. We shall only retain your Information to facilitate your smooth and uninterrupted use of the Platform. We do not retain your Information for longer than required for the purpose for which the information may be lawfully used.
Deletion of data. You have the right to demand us to erase your Information and We will do so without undue delay, provided that the Information is no longer required by us and there is no legal requirement to retain the Information.
Correction of data. In the event that any Information provided by You is inaccurate, incomplete or outdated, then You shall have the right to provide us with the accurate, complete and up to date information and have us rectify such information at our end immediately.
Children’s privacy.
Our Platform is not meant to be used by children, and We do not knowingly solicit or collect personal information from persons under the age of 18 (eighteen). If We find out that a child has given us personal information, We will take steps to delete that information and terminate the relevant user account.
Grievances.
Should You have any grievances about the processing of your personal information, You may contact:
Mr. Rajat Solanki
Email: rajat@jify.co
Contact No: 9145686591
Time: Mon - Fri (9:00 - 18:00)